Vehicle service protection · not insurance
Watch a $4,200 repair bill
fall to $0.
When a covered part fails, the invoice doesn't land on you. CoverageX pays the certified shop directly — so what you owe on covered repairs resolves to nothing. Scroll and watch it happen.
- 500K+
- vehicles protected
- $0
- out-of-pocket, covered repairs
- 24/7
- real humans
- 50
- states · any certified shop
The repair isn't the scary part. The invoice is.
A transmission. A blown A/C compressor in July. An electrical gremlin no one can name. Modern vehicles fail in expensive ways, and the shop hands you a number — not a payment plan. That number is where the stress lives.
CoverageX exists to delete that number. We don't reimburse you weeks later — we pay the shop directly, while your car is still on the lift.
Repair Invoice
Certified shop · covered claim
- Transmission assembly$2,480
- A/C compressor + labor$940
- Electrical diagnostics$420
- Shop fees & fluids$360
Line by line, your bill disappears.
As the claim is approved, every covered line item is struck off and paid straight to the shop. No receipts to mail. No waiting on a check. The total you're left with on covered repairs is the whole point.
Total due:$0
No fine print games. Just plain truths.
We pay the shop directly
No reimbursement chase — we settle the covered claim with the shop.
Price locked for life
Your rate is set when you enroll and doesn't climb later.
Real humans, 24/7
Talk to an actual person any hour, not a phone-tree maze.
Any certified shop
Nationwide — keep your mechanic or pick one in all 50 states.
Roadside + rental included
Towing and a car to drive while yours is repaired.
30-day money-back
Change your mind in the first month and get a full refund.
What's covered
- Engine
- Transmission
- A/C
- Electrical
- Suspension
- Drive axle
- Fuel system
- Cooling
- Brakes
- Steering
See your number drop to $0.
Tell us about your vehicle and we'll put a price on protecting it. Takes about a minute, and there's no obligation.
Drivers who've been there
"Tevone Hall was an absolute joy to work with — accommodating and he really listened to me. I only had to use the policy once, but it was definitely worth having."
"As an auto shop manager in Brooklyn NY, I found the process very easy. Robert and Nathanal helped me every step of the way."
"Phil Joseph and Michael Graham were great — they really listened to my questions about the coverage. Clear English, just a good experience."